Dillard’s credit card is being offered by the Dillard’s Store. This card can be used by their categories of financial status and this will depend on the credit score of the cardholder. The card demands that one has to either meet an excellent, good or fair credit score. The card also has the rewards program attached to it and they have been categorized in order to ensure that the customers get the best out of the Dillard’s credit card. Dillard’s Stores mainly focus on the fashion and this is why they are out to reach as many people as possible in order to inform them of the trending designs on dresses and shoes.
Rewards program on the Dillard’s credit card
Dillard’s credit card has many rewards attached to it. In order to enjoy the benefits, the cardholder has to use the credit card at either the Dillard’s Stores or any location that allows the use of the credit card. If the card is used at the Dillard’s Store, the customer is entitled to 2 reward points for every dollar spent on the card. For the clients that use their card for the first time, they are entitled to a bonus of 10% provided that one spends $100. The credit card also facilitates the online payment. In order to undertake the online shopping, one has to visit the official website of the Dillard’s in order to pay online for the transactions carried out. If the payment is made through the use of Dillards.com, the cardholder also gets 2 reward points for every dollar spent.
If the card is used elsewhere, the member only gets 1 reward point for every dollar spent using the card. There are saving options available to the cardholders and the good thing with this credit card is that, there is no limit on the amount that one has to save.
More details on the Dillard’s
Dillard’s credit card does not charge an annual fee. There are disadvantages that come in as well with the credit card. Under this circumstance, balance transfers are not being allowed. First, in order for the applicant to qualify for the Dillard’s credit card, he/she has to open an account that can be of two types. The account can either be the Dillard’s credit card or Dillard’s America Express card account. The reward points can be redeemed into rewards or offers that have been put in place.
Final details on the credit card
Dillard’s has gone to the extent of offering its customers with the gift cards. In addition, they also offer free gift wrapping at their stores. In order to enjoy the benefits that come along with the Dillard’s credit card, one has to make a choice on which company or bank to apply for the credit card. The benefits are not common for all companies, thus one is advised to have the details of the particular credit card before going ahead to apply for the card. With all this information, one will find it easy to decide whether to try the product or not.