Synchrony Bank is known to offer the JCPenney credit card. This is a credit card that is suitable for those people that are fond of shopping at the stores. The reason behind the invention of this card is that it is used to reward the customers who have pledged their loyalty in frequently shopping at the store. JCPenney credit card comes with the rewards program in order to encourage the customers to frequently use their cards in making purchases.
Before one can apply for this card, one is advised to go through the terms and conditions that have been put in place in order to be familiarized with the features and fees of the card.
Basic information on the JCPenney credit card
The credit card has the rewards together with the savings that come with the frequent use of the card to make purchases. JCP has also come up with the rewards credit card that can be used in order to earn the points. It is stated that for every dollar that one spends on the card, one is entitled to 1 point. These points are earned the moment the card is used in the qualifying JCPenney products. In addition, one is entitled to 25% extra bonus points if the rewards credit card is used. More has been put in place in order to encourage the customers to use their cards; in a month, if one gets 250 points, then he/she is entitled to a $10 JCP reward certificate.
Even if one gets the 250 points in more than a month, then he/she is not eligible for the rewards certificate. The application process for this credit card is very simple provided that all that is required is met. The application can be done online or in-store.
Applying for the credit card
If one decides to visit the store, then he/she will be handed with the application form that needs to e filled in. One has to fill in the information as required and this includes the personal information, social security number and much more. There is a section where the applicant needs to sign before submitting the application form. On the other hand, if the application is to be done online, one has to visit the JCP website. This should be followed with clicking “Apply Now” and the application form will show up. It has to be filled with the correct information and as demanded before submitting it.
Using the credit card in making payments
If the payment is to be done in-store, one needs to submit the JCPenney credit card together with his/her valid photo ID to the cashier in order to make the payment. Online payment is easy and the first thing is to open the JCP official website. This should be followed with selecting the department from which one wants to shop.
All the instructions are to be followed as they appear on the screen. The last step needs selecting “JCPenney” in order to facilitate the payment. One has to enter the card name as it appears on the card and the 3-digit verification number at the back of the card.