Rooms To Go is store that deals with the home furnishings and in order to meet the needs of its customers, the company has gone ahead to provide its customers with the Rooms To Go credit card. In order to be eligible for this credit card, one has to open an account with Rooms To Go. This credit card comes with many features that are used as the means of encouraging the customers to continue using the credit card.
The creation of the credit account can be done online or visiting the retail location in person. This article will outline the steps that are to be followed when it comes to opening the Rooms To Go credit card account.
How to open the Rooms To Go credit card account
The opening of the credit card account can be done online and this demands that one has to first visit their website in order to continue with the procedure. Once one has opened the website, one has to click “Credit Options” and this will be followed by entering the zip code. The zip code should then be submitted through clicking the “Sumit” button. This should then be continued and one has to enter the information as required. The information entails personal information as well as the social security number. The information should then be submitted upon confirmation that the information is correct. The application once submitted, one will receive a notification on whether it has been approved or not.
If one has already opened the account, the only thing that remains is for one to enter the first six digits of the account number in order to access the Rooms To Go credit card account. Online services include paying bills, checking the balance as well as managing the account.
Additional information on the credit card
There are certain features that one needs to be aware about he Rooms To Go credit card before going ahead to apply for this card. First, the card has a high APR and in addition, one has to pay interest. In order to avoid paying the interest, one is advised to ensure that he/she makes the payments in time. Rooms To Go has placed some offers in order to encourage the customers to pay the monthly payments on time. If the payments are not made in time, one will be forced to part with the additional fees as well as interest rates.
Conditions to be fulfilled for this credit card
Research has shown that this credit card works similar to the installment loan. Many people that go for his credit card are those that want to make large in-store purchases. In order to determine the credit worthiness of a person, the financial history has to be put into consideration alongside the income that one earns. In order to qualify for this card, one has to report a fair, good or excellent credit score. His means that if the applicant has a bad credit rating, then he/she will be denied the opportunity to become a cardholder.